Perfect for a 203K RENOVATION loan but would work for a Conventional, FHA or maybe VA too! Rare opportunity in highly desirable Hallmark Estates! Nestled on a private 3.12-acre cul-de-sac lot, this spacious home offers flexible living space in one of North/Central Calvert County's most sought-after neighborhoods. Home is priced to reflect the home isn't updated. The main level features a spacious living room, formal dining room, large kitchen, hardwood floors, recessed lighting, a wood-burning fireplace, and three bedrooms, including a primary suite with a private bath. The finished lower level offers 2 additional bedrooms, a full bath, 2nd kitchen and a flex room perfect for a 6th bedroom, office, or hobby space-ideal for multigenerational living or guests. Major updates include Andersen windows (2024), roof is less than 10 years old, septic system (2014), front yard fencing (2021), and pool pump and filter (2022). Enjoy outdoor living with an in-ground pool, upper and lower enclosed porches providing additional versatile living space, and a beautiful mix of open yard and mature trees. A spacious two-car garage, two sets of washers and dryers, and no HOA complete the package. Conveniently located near commuter routes, shopping, dining, recreation, and top-rated Calvert County schools. This property offers the space, privacy, and opportunity today's buyers have been waiting for. GREAT BONES * SWEAT EQUITY = GREAT INVESTMENT! BIG HOME!! GREAT LOT!