WATERFRONT-PRIVATE DOCK-STEPS TO THE MAIN BEACH! Exceptional 5-bedroom, 3.5-bath home at Lake Monticello offering beautiful lake views & an unbeatable location near the pool, clubhouse, tennis, pickleball, basketball & playground. Enjoy direct backyard access to the water for swimming, kayaking & paddleboarding, or watch the Golf Course 4th of July fireworks from your dock! Inside, soaring ceilings, a dramatic wall of windows & floor-to-ceiling stone fireplace showcase the lake views & fill the home with natural light. Hardwood floors flow throughout the main level, complemented by warm wood details & a beautifully updated kitchen and bathrooms with gorgeous cabinetry & stone counters. Main level primary suite with views! Expansive rear decks with an awning overlook native gardens, professional hardscaping by Armstrong Landscaping & the lake. Walk-out terrace level offers excellent guest/in-law potential with 2 bedrooms, full bath, living area, wood-burning stove & backyard access. Major updates include roof (2018), HVAC (2019/21), water heater (2022), shades & seawall (2023), dock (2024) & plumbing (2016). 2-car garage, storage room & 2x6 construction complete this special waterfront home.